Dental Insurance

You can bite back at the high cost of quality dental care with three plan options available through two insurance carriers.

  • DHMO – Dental Health Maintenance
    Organization offering no claim forms no deductibles, no maximum annual dollar limits and no waiting periods. Services received from an in-network provider with scheduled co-payments from the subscriber.

  • PPO – Preferred Provider Organization
    Offering the flexibility to select a participating in-network dentist for lower out-of-pocket costs and no claim forms or use any licensed dentist (out-of-network).  Claim forms required for out-of-network providers and reimbursement is based upon the insurance carriers maximum allowable charges.

  • Discount Program – Negotiated Discounted Percentage Payment
    Economical plan offering discounts for procedures and services.  A specific fee schedule applies with care received from an in-network dentist.

Return completed forms to Arthur J. Gallagher at:

One Commerce Square
2005 Market Street, Suite 1100
Philadelphia, PA 19103
Fax: 215-351-9012
Questions: 800-952-4050 ext. 4765

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